FinToolsSWP Calculator
Regular Income Plan

SWP Calculator

Plan your Systematic Withdrawal Plan. Find out how long your lump sum investment will last with regular withdrawals. Adjust returns, withdrawal amount, and frequency.

Your SWP Details

₹50,00,000
₹1L₹5Cr
₹30,000
₹1k₹5L
8%
0%15%

More frequent withdrawals reduce corpus longevity.

Withdrawal Sustainability

Corpus Duration

100.0 years

Your corpus will last approximately 100 years and 0 months

Total Withdrawn

₹3,60,00,000

Remaining Balance

₹1,10,43,80,628

SWP Summary

Monthly Withdrawal₹30,000
Total Interest Earned₹1,13,53,80,628
Net Gain (Interest - Principal used)₹2,23,47,61,256
3.2%Withdrawn
Total Withdrawn
Remaining

SWP Strategy Tips

Withdraw only the required amount to make your corpus last longer. A balanced portfolio with moderate returns (7-9%) and inflation-adjusted withdrawals is ideal. Consider reinvesting surplus during good market years.