FinToolsSIP Goal Planner
Achieve Your Dreams

SIP Goal Planner

Plan your monthly SIP to achieve a future financial goal. Enter your target amount, current savings, expected returns, and time horizon.

Your Financial Goal

₹20,00,000
₹1L₹1Cr
₹2,00,000
₹0₹50L
12%
4%18%
10 Years
1 Year30 Years

Your Monthly SIP Requirement

Required Monthly SIP

₹5,767

To reach ₹20,00,000 in 10 years

Total SIP Investment

₹6,92,052

SIP Interest Earned

₹6,47,871

Goal Breakdown

Lump Sum Growth₹6,60,077
SIP Contribution + Growth₹13,39,923
Final Corpus₹20,00,000
34.6%from SIP
Lump Sum
SIP

Smart Goal Planning Tips

Starting early reduces your monthly SIP significantly. Even a small increase in returns or a higher initial lump sum can lower the required SIP. Review your goals annually.