Borrow Smartly
Personal Loan Calculator
Plan your personal loan EMI, total interest, and repayment schedule. Compare different loan amounts, interest rates, and tenures to find the best option.
Loan Details
₹5,00,000
₹10k₹50L
11%
6%24%
Typical personal loan rates: 10–18%
5 Years
1 Year7 Years
Personal loans are typically 1–7 years.
Your EMI Summary
Monthly EMI
₹10,871
Total Interest Payable
₹1,52,273
Total Payment
₹6,52,273
Loan Summary
Principal Amount₹5,00,000
Interest to Principal Ratio0.30x
23.3%Interest Share
Principal
Interest
You'll pay ₹1,52,273 in interest over 5 years.
Smart Personal Loan Tips
Compare interest rates across lenders. Choose a shorter tenure if you can afford higher EMIs – it saves significant interest. Check for processing fees, prepayment charges, and hidden costs. Maintain a good credit score to get better rates.