Smart Investing
Mutual Fund Returns Calculator
Calculate the future value of your mutual fund investments – both lump sum and monthly SIP. Estimate returns, see year‑wise growth, and plan your wealth creation journey.
Investment Details
₹1,00,000
₹10k₹50L
12%
1%20%
Historical equity returns ~12-15%, debt ~6-8%.
5 Years
1 Year30 Years
Estimated Returns
Future Value
₹1,76,234
Lump sum of ₹1,00,000
Total Invested
₹1,00,000
Wealth Gain
₹76,234
Return Metrics
CAGR12.00%
Wealth Multiplier1.76x
Investment Period5 years
43.3%Returns
Principal
Gains
Smart MF Investing Tips
Start early to maximise compounding. Even a 1% higher return can significantly boost your corpus. Diversify across equity, debt, and hybrid funds based on your risk appetite. Review portfolio annually.