FinToolsLump Sum Calculator
One‑Time Investment

Lump Sum Calculator

Calculate the future value of a one‑time investment with compound interest. Choose compounding frequency and see how your money grows over time.

Your Investment Details

₹1,00,000
₹10k₹50L
12%
1%20%
10 Years
1 Year30 Years

More frequent compounding yields higher returns.

Estimated Future Value

Maturity Amount

₹3,26,204

Principal Amount

₹1,00,000

Total Interest

₹2,26,204

Investment Summary

CompoundingQuarterly
Total Growth226.2%
Wealth Multiplier3.26x
69.3%Interest Share
Principal
Interest

Pro Tip: Harness the Power of Compounding

Even a modest lump sum can grow significantly over long periods. Starting early and choosing a higher compounding frequency can dramatically boost your returns.