FinToolsEMI Calculator
Free Financial Tool

EMI Calculator

Calculate your monthly loan EMI, total interest, and view complete amortization schedule.

Loan Details

₹25,00,000
₹10K₹1Cr
8.5%
1%20%
20 years
1 year30 years

EMI Summary

Monthly EMI

₹21,696

Total Interest

₹27,06,939

Total Payment

₹52,06,939

Principal vs Interest

Principal: ₹25,00,000
Interest: ₹27,06,939

Accurate EMI Calculation

Uses standard reducing balance method for precise monthly EMI.

Visual Breakdown

See principal vs interest split with interactive pie chart.

Amortization Schedule

View month-by-month breakup of interest and principal payments.